Huddle Capital Group is an established UK based specialist lender, providing asset backed finance to UK SME clients.
Huddle offers investors the opportunity to invest in high-calibre debt deals to achieve market-beating returns on their investments.
The group works to achieve fair returns for investors while also supplying support to UK businesses that have not been given the finance to grow.
By connecting the two, businesses are given the opportunity to thrive, and investors gain access to attractive returns on their savings.
Capital Raised from Investors
Capital Repaid to Investors
Interest Paid to Investors
Default to Investors
Our Loan Portfolio includes two types of Borrower Loans.
These loans are typically SMEs that require funds primarily for cashflow purposes. These SMEs usually have some form of property or other tangible asset that can be valued, that we can take as security.
These loans are typically made to grow the businesses or businesses that have an urgent requirement of capital to perform a transaction. These borrowers have some form of asset to pledge against the loan as security.
Experienced private and institutional investors, be they contemporary or traditional, are turning to alternative asset classes as part of a balanced portfolio, especially in light of the current low yield environment in the debt markets. The small and medium sized lending market offers significant opportunity for investors to earn high yields given the higher perceived ‘risk’ in this sector. There is a substantial gap being left open by traditional lenders, who are often constrained by regulation, a low risk appetite and complex internal processes.
We only want to offer our investors highly curated lending opportunities, with this in mind we have a stringent assessment process in place for our loans. Some of the core features we look at when accessing and approving a loan, are the following
The quality of the underlying loans we make are enhanced by using tangible assets (usually property) as security. We work within strict parameters and a maximum LTV of 80%, with the majority of loans falling beneath that threshold.
The loans we make typically range from 6 to 24 months. Short-medium term financing is naturally self-liquidating, as there are multiple take-outs due to the variation of underlying loan terms. This ensures loan capital is regularly returned to investors.
We prefer to lend to borrowers who have a clearly defined exit strategy. This strategic approach enables us to control cashflow, effectively manage repayment expectations, and thoroughly access the credit risk of each borrower.
Huddle works to achieve fair returns for investors while also supplying support to UK businesses that have not been given the finance to grow.
By connecting the two, businesses are given the opportunity to thrive, and investors gain access to attractive returns on their savings.
UK based specialist lender, providing asset backed finance to UK SME clients.
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